This is what you need to know to get an online payday loan. When applying, please list these 10 confidential lists. See if you can match as many secrets as possible to maximize the change in approval or payday loans.
1. Apply only at the lender matching site
On the Internet, there are two types of payday loan sites: direct lenders and lenders match. The direct lender website is run by the actual lender, when the lender matches the site to collect the loan request, then submits it to many lenders on your behalf and matches you to the best lender based on your situation. The direct lender website only approves a small portion of the credit matching site approval.
2. Apply only in the morning
The best chance to get an online payday loan is to apply on the morning of the week. why is it like this? Because the call center staff is fully equipped and the lender is eager for a loan application. If you apply after 4pm, many lenders will automatically reject the loan application because they cannot fully pay the payday loan due to each deadline and call center personnel issues. Always apply for an online payday loan in the morning.
3. Never apply on weekends or holidays
Almost no loan applications were approved during holidays and weekends. This is the reason why you applied for it in the morning on weekdays. So if you pay your bills on Sunday night and decide you need a payday loan, it's best to wait and apply on Monday morning.
4. Apply only once per salary period
Many lenders only view your loan application once per payment period. If they try to guarantee your loan application within the last 2 weeks, they will automatically reject your loan application. The only condition for accepting this rule is that you are using a payday loan website that matches the credit. They can usually pre-screen credits that have attempted to provide you with an online payday loan.
5. Always provide a reference in the loan application
Many online payday loan applications do not require reference, but the biggest secret is that many of the most famous payday loan companies will rate your loan application if you provide a reference.
6. If you and your spouse apply for a payday loan separately, you should use a separate email address
Many online payday loan lenders check for fraud by calculating how many social security numbers use the same email address to apply for a loan. The problem is that married couples often use the same email address. Some will accept 2 social security numbers, while others will not. To ensure that this issue is resolved, please use a different email address with your spouse to apply.
7. Apply for a payday loan during the holidays
Holidays are the busiest time of online payday loan lenders in a year. They know this fact and are prepared to have extra staff and money to fund your loan application. Is the worst time of the year applied for a payday loan? January. Online payday loan lenders are busy taking vacations to collect all the money they lend. Many lenders reduced the number of loan applications they funded in January.
8. If you have a payday loan in the past, please go back to the same website to get another
If you have a payday loan and have paid off in the past, you are a VIP customer. This means you can get special treatment from the previous lender. They always relax their coverage of reputable former customers. If you are suitable for this category, please try not to go to other lenders.
9. If you are a soldier or have welfare income, please find the website that suits you.
The reality is that 99% of all online payday loan websites will not accept loan applications from military or profitable customers. You will need to search the Internet to find an online payday loan website that specifically meets your needs.
10. Keep smart when entering the next two repayment dates in the loan application
Most online payday loan lenders do not fund loans less than 4 business days. Therefore, if you are paying weekly or the next payment date is within the next 4 business days, please consider the second future payment date as the next payment date. This will increase the changes you get approved.
To apply for a payday loan, please visit Https://www.1houronlinecashadvance.com